Coming into this game, Central Michigan had only recovered one fumble all year, while Toledo had an excellent +8 turnover ration. That's gone backwards, however, as Bernard Reedy has put the ball on the ground twice, and the Chippewas have converted each into touchdowns to take a .... lead going into the break.
The first fumble came midway through the first quarter, deep in Toledo territory, on a 3rd and 6 yard pass from Terrance Owens to Reedy. Reedy brought the ball in, and had the 6 yards, but Jabari Dean forced the fumble and gave the Chippewas the ball on Toledo's 11. Zurlon Tipton took it in on the very next play to put the Chippewas up 7-3.
Then in the second, right after Central took a 14-10 lead on a 23 yard touchdown pass from Ryan Radcliff to Titus Davis, Owens hit Reedy on a pass again, and again Reedy coughed it up deep in their own territory on a play that was initially called an incomplete pass. Radcliff hit Deon Butler on a 7 yard pass to put the Chips up 21-10. Reedy also fumbled a punt return with about 3:30 left, but gathered it back up before any more damage could occur.
And if Rockets fans weren't already nervous, Owens had a turnover of his own, throwing a pick to Anthony Young with about 6 minutes left in the half. The Chippewas weren't able to make hay out of that turnover, and Owens made up for the pick with a 90 yard drive, which he capped off with an 11 yard touchdown rush to end the half.